If you are starting a family or the children are moving out then it makes sense that you would want to move to a bigger or smaller home. There are of course many other reasons to choose a larger or smaller home. At Bert van Vulpen Estate agents we listen to your wishes and proceed to look for the perfect home to fit your new situation.

Sell first?

Do you already own a property, then of course the question is: should I sell my current home first or buy a new home first? There is no single answer to fit every situation as there are all kinds of factors to take into consideration. What is your financial situation? How is the property market? How much interest is there for the property that you want to sell? Our experts will look at your specific situation and make a plan of action together with you.

Renting temporary

If you choose to sell your property first then there is a chance you will have to leave the property before you have bought a new one. A temporary solution would be to rent a property. If you make the choice of buying a new home first then you run the risk of your old property being on the market longer than that you had planned. Result: double monthly payments. In that case, you can choose to rent out your property. There are however, financial and tax matters to take into consideration.

We are at your service!

Whether you choose to rent a property or rent out your own. The staff at Bert van Vulpen can be of service to you. We can find you a suitable home to rent, or we can guide you with renting out your property so you don’t get any unexpected surprises.
Interested? Give us a call!

Are you looking for a villa at the waterside or is a farmhouse on the outskirts of the city your dream home? Exclusive living has a different meaning for everybody. Whatever you are looking for, Bert van Vulpen Estate agents can help you to find it.

Living on the water

Bert van Vulpen Estate agents specializes in the regions Amsterdam, Amstelveen, Zaandam, Krommenie and Assendelft. Would you like an exclusive home on the waterside, then the choices are plentiful. A floating villa in IJburg, a country house on the Amstel or maybe a monumental building along the Zaan. We know which luxury waterfront homes are on offer in every corner of the region.

Country living

You wouldn’t immediately expect it, but in our urban areas there are plenty of places where you can live in the countryside. A view of the meadows and yet close to the city. From the Amsteldijk in Amstelveen to the Dorpstraat in Assendelft, we know where to find that special farmhouse for you.

What are your wishes?

Exclusive living means, living on a unique location in a property that fulfills all of your dreams. Tell us your specific wishes in a personal conversation. Visit us at one of our offices in Amsterdam, Amstelveen, Zaandam or Krommenie. Call for an appointment.

Seperating whilst owning a property

A lot has to be arranged if you’re going to separate or get a divorce. It is in everyone’s interests that you receive clarity about the financial situation and the housing situation. If you and your ex-partner have a property for sale, it is important to get the property valued as quickly as possible. You can decide what to do with the property based on this appraisal report. Will you, or your partner want to continue living in the property or are you going to sell.

Buying the property from the other partner

If one of the ex-partners is willing and able to continue to live in the property, they can buy the property from the other partner. This is possible with saved money, but also by increasing the mortgage. The mortgage lender assesses whether your income is sufficient for this purpose, whilst also taking into consideration how or if alimony is to be paid. If the sale proceedings are larger than your mortgage your ex-partner will have equal rights to that equity. It is also possible to get an additional mortgage to pay that off.

Sales with equity

n most cases a divorce leads to having to sell the property. The mortgage is payed off and you are free to close a new mortgage for another home. Is there excess value then that will be devided over both ex-partners.

Sales at a loss

If the selling price of your home is lower than your mortgage debt, then you have a residual debt. This debt is also split between the ex-partners. For this you may possibly get a loan. The interest on this loan is deductible for 10 years.

Advice?

Do you need advice about the choices you need to make? The experienced consultants at Bert van Vulpen can give you an objective view into the matter. Call us for more information on 075 – 681 49 90, or send an email to info@bertvanvulpen.nl.

Residual debt: now what?

Everybody knows: in recent years, house prices have dropped. This may prevent you from selling your property if you are left with a residual debt although a residual debt does not have to be a problem. The staff at Bert van Vulpen Estate agents have extensive knowledge on this subject and can advise you about the many possibilities.

Residual debt is deductible

Do you expect to sell your current property with a loss, but you still want to move? One of the possibilities is to finance the residual debt with your next mortgage. Of course, your income will need to be sufficient. Another possibility is to take on a separate loan for the residual debt. In both cases, the interest rate that you pay on this loan is deductible for the next 10 years.

A mortgage with NHG

Do you have a mortgage with National Mortgage Guarantee? Under certain conditions they can waive the residual debt away.

Consultation?

During an appointment the Bert van Vulpen advisors will look into your financial situation with you and see what fits your needs. Interested? Call for an appointment 075 – 681 49 90, or send an email to info@bertvanvulpen.nl.

Financial problems with your mortgage

Maybe you have lost your job, or your private situation has suddenly changed drastically. There are several reasons that could get you into trouble financially whereby you will not be able to pay (some of) the mortgage anymore. In this case we advise you to contact a consultant immediately to help you find a solution. The staff at Bert van Vulpen can help you.

Adjust interest rates

In consultation with the lender there are different measures which can be taken if you can no longer pay the mortgage. For example, you can customize your mortgage by reducing the payment amount . You can also opt for a lower interest rate with a shorter loan term so that your monthly costs are temporarily lower.

Behind on payments

If you don’t succeed to pay the mortgage at the end of the month then you start running behind on payments. Is this a one-time event, then you can often pay off in installments to your mortgage lender.

Risks

There are also risks to all the measures that you take. After all, as the owner of a property you have a commitment with the lender. Which ever way you look at it the mortgage will have to be paid for. The advisors at Bert van Vulpen can look into your personal situation and advise which is the best and least risky solution for you? That is what we are looking for. Please contact us for more information or make an appointment for a consultation.

Call us at 075 – 681 49 90 or send an email to info@bertvanvulpen.nl.

We all hope that it doesn’t happen, but unfortunately nothing is certain in life. If you or your partner suddenly passes away this will affect your mortgage, therefore it is important to take this into consideration. Bert van Vulpen Estate agents can help you to prevent your relatives being left behind with a high mortgage debt or uncertainties about the inheritance. In short, we can make sure that everything is dealt with.

Life insurance

With a life insurance you can avoid having the property being forcefully sold by the death of one of the partners. The partner who is left behind can use the money that the insurance pays out to pay off (part of) the mortgage. Together we can look for a suitable life insurance for you. We are joined as consultants to Financial Security Industry Association Adfiz. We are not connected to any bank or insurance company or obliged to specifically recommend their products. We are entirely independent.

Inheritance tax and beneficiary acceptence

If both partners are deceased the children often inherit the home. Here is also alot to think about. How can you prevent the heirs having to pay transfer tax? What about inheritance tax? It Is recommended that the children accept the legacy beneficially. That is, they accept the legacy only if it is positive. For example, this is advisable if you’re not sure if the sale proceeds of a home is higher than the mortgage that still rests on the property. The advisors at Bert van Vulpen will stand by you whilst you make the right choices.

Interested in a consultation? Call us at 075 – 681 49 90 or send an email to info@bertvanvulpen.nl. It is also possible to make an appointment in the evening hours.

Looking for a nice house in Zaandam from our current housing offer? Or maybe you’ve already found a nice house on Funda? What is your next step? Have you already thought about using a purchase broker in Zaandam?

The brokers of Bert van Vulpen help you clear and personal advice. We know the housing market in Zaandam from a to z. If you want to live in Zaandam, we are the appropriate party to the most beautiful and affordable houses and apartments for you to find.

I want free buying advice

Why you want to use a purchase broker in Zaandam

If you want to buy a house or apartment in Zaandam, there are many things to consider. From the structural condition of the house to the developments in the neighborhood. And these are precisely things that you as a buyer do not always have an eye for.

If you have found the house of your dreams, you probably want to make an offer right away. Better to keep a cool head. And that’s what we are here for! Our experienced estate agents will check if there are any hidden defects and conduct the negotiations, so that you end up paying the right price for the house.

We have experience with foundation problems, ground leases and other pitfalls

The housing market in Zaandam also has snags and eyes. Leasehold, foundation problems, Owners Associations that do not function properly, construction problems. We don’t lose sight of any aspect.

Together with our knowledge of the local market, this ensures that you stand firm in the negotiations. After all, what is the real value of a property? After all, the seller’s broker does not serve your interests.

If we proceed with the sale together, we will check the deed of sale and explain it. Even before the notarial transfer, we check the house. And we go with you to the notary. There, too, we make sure that everything is clear to you. So you can finally put your signature with peace of mind.

I want free buying advice

• Years of experience and necessary local market knowledge
• Average rating of 4.7/5 on Google
• 1,500+ buyers before you
• Personal assistance

Other services in Zaandam

• Realtor Zaandam
• Huis verkopen Zaandam
• Nieuwbouw Zaandam

Looking for a nice house in Krommenie or Assendelft, or maybe you’ve already found a nice house on Funda? What’s your next step? Have you ever considered taking on a real estate agent to help you? The estate agents at Bert van Vulpen are capable of helping you with some good and sound advice. We know the property market in Krommenie & Assendelft from A to Z. If you want to take up residence in Krommenie or Assendelft, we are the best party to find the most beautiful and affordable homes and apartments for you.

Real estate agents in Krommenie & Assendelft

If you wish to buy a house or apartment in Krommenie or Assendelft then there are many things that you need to consider. Amongst others the constructual state of the property and the developments in the neighborhood. Those are exactly the things that you as a buyer do not always have an eye for. If you’ve found the home of your dreams, you may want to immediately make an offer. Better to keep your head cool. Thats what we’re here for! For example, we will check if there are no hidden defects and carry out the negotiations for you, so that you pay the right price for the property.

From leasehold to Owner’s Association

Property market in Krommenie & Assendelft also has it’s difficulties. Leasehold, foundation problems, an Owner’s association that does not function properly, architectural problems. We can also look into these matters with you. Together with our knowledge of the local market this means that you have a strong negotiating position. What is the real value of the property? The selling estate agents must, of course keep the interests of the selling party on mind, not yours. When you make a definite puchase we check the contracts and explain them if needed. We also check the property before the notarial transfer and accompany you to the notary. There, too, we make sure that everything is clear to you so that you can sign the contract with peace of mind.

Want to know more about Bert van Vulpen Estate agents in Krommenie or Assendelft? Please contact us for an appointment.

“Dear Bert, can you sell my house in Amstelveen?”

Gladly even! If you want to sell your apartment or house in Amstelveen, it means you are facing an exciting time. Selling the house you have lived in for so long is a big step. After all, you also want to sell your house for the best price. As a sales broker, we can help you put your home in Amstelveen in the spotlight.

At Bert van Vulpen, we determine the best sales strategy and the best asking price for you. And how can we achieve that for you? We have:

• All expertise under one roof
• Local market knowledge
• Personally involved
• Transparent advice

Do you want to sell your house? We are here for you.

Sales agent in Amstelveen

Selling a home or commercial property is skilled work. At Bert van Vulpen real estate agents + mortgages in Amstelveen, we are known for our knowledge of the regional housing market, good sales strategy and active attitude. With our large network we know how to find the majority of buyers in Amstelveen. In addition, we work with a competitive brokerage fee.

Do you doubt whether this is the right time to sell your house? You can come to us for that too. We will look at your situation and advise you on what you can best do with your home.

Your home on Funda

Want to sell your house or apartment in Amstelveen? Then you need to stand out. And nowadays you do that mainly online. We take advantage of the best position on Funda by presenting your house using statistical data. So your house in Amstelveen will have excellent visibility.

And that is very promising, since Funda has millions of visitors every month.

Buying a house in Amstelveen

Are you convinced that Bert van Vulpen is your sales broker in Amstelveen? Then request a free, no-obligation sales consultation via the contact form on this page. After this sales meeting you can determine a realistic asking price and sell your home for the best price. This will give you immediate certainty about your next step, such as buying a new house in Amstelveen. We help you to buy your dream house.

For questions, please contact your nearest office. We are here for you 24/7.

If you have sold your house in Amstelveen, you may want to look for a new one. Where you take your current mortgage with you, or not. You also want to insure your house properly. Know that we can support and help you with everything. We have all the expertise and knowledge under one roof. This means that you can come to us for buying and selling your home, but also for advice on mortgages and insurance. Thanks to our years of experience we have built up a large network, which enables us to realize your wishes faster. At Bert van Vulpen we take care of everything from A to Z.

Looking for a real estate agent in Zaandam? Look no further! No 1 real estate agent Bert van Vulpen Estate agents has offices in Zaandam, Amsterdam, Amstelveen and Krommenie. The recognised agents at Bert van Vulpen are specialists in buying, selling and valuing homes or business premises. Our brokers know the area very well and can use their large and powerful network.

Homes in Zaandam

The Zaanse neighborhoods vary from one another, but what all neighborhoods do have in common is that most of the homes are very popular especially now that the property market is recovering. House prices in the Zaanstreek, adjacent to Amsterdam, have proven to be increasing as one of the most strongly in the last period of our country. Buying or selling a property in Zaandam asks for relevant and up-to-date knowledge of the housing market per neighborhood. It is therefore advisable to always have a certified real estate agent to help you when you take a step onto the Zaanse property market.

Buying or selling in Zaandam

Would you like to buy or sell a house in Zaandam? Real estate agent Bert van Vulpen Estate agents Zaandam will gladly help you find a pleasant and affordable home or get a good price with the sale of your own home. Would you like to know what your property is worth or do you want to buy a house in the near future? Please make an appointment!